Privacy Policy

1. Information We Collect

When you submit a request through our Site, we collect personally identifiable information (PII) that you voluntarily provide. This may include your full name, ZIP code, contact information (such as email address and phone number), income range, employment status, and the funding amount you are interested in. We also automatically collect certain technical data when you visit our Site, including your IP address, browser type, device type, operating system, pages viewed, and the time and date of your visit.

We do not collect sensitive information such as Social Security Numbers directly through our Site form. However, a lender in our network may request such information from you directly as part of their evaluation process. Any information you provide directly to a lender is governed by that lender's privacy policy, not ours.

2. How Information Is Used

We use the information you submit primarily to connect you with participating lenders in our network who may be able to offer funding options. When you submit a request, your information is distributed to these lender networks so they can evaluate whether they can work with your profile. We also use your information to respond to your inquiries, provide customer service, comply with applicable laws and regulations, monitor for fraud, improve our Site and services, and send you important notices related to your request.

We do not use your information to make credit decisions. Credit decisions are made solely by participating lenders, not by Three Stick Lending. We do not guarantee that any lender will offer you funding or that the terms offered will match your preferences.

3. Data Security

We take reasonable measures to protect the information you submit through our Site. All data transmitted through our form is encrypted using 256-bit SSL (Secure Socket Layer) technology, which is the industry standard for secure online communication. We maintain physical, electronic, and procedural safeguards designed to protect your information from unauthorized access, use, or disclosure.

However, no method of transmission over the internet or electronic storage is completely secure. While we strive to protect your information, we cannot guarantee absolute security. You submit your information at your own risk. If you have concerns about transmitting information online, you may contact us by phone at (833) 710-3200.

4. Cookies & Tracking

Our Site uses essential cookies and similar technologies that are necessary for basic functionality, such as remembering your preferences and maintaining session continuity. We also use analytics tools that help us understand how visitors use our Site so we can improve its performance and user experience. These tools may collect anonymous usage data such as page views, time on site, and referral sources.

You can control or disable cookies through your browser settings. Disabling cookies may affect some features of our Site. We do not use cookies to collect sensitive personally identifiable information without your consent.

5. Third-Party Sharing

We explicitly disclose that your information is transferred to third-party financial network partners — participating lenders and lender networks — so they can evaluate your request and potentially contact you with funding options. When you submit your request, you authorize us to share your information with these third parties for this purpose. These third parties have their own privacy policies and practices, and we encourage you to review them. We are not responsible for the privacy practices of third-party lenders.

We may also share your information when required by law, court order, or legal process; to protect our rights, property, or safety; or to comply with a government request. We do not sell your personal information in the traditional sense, but the sharing of your information with lender networks may be considered a "sale" or "sharing" under certain state privacy laws, including the California Consumer Privacy Act (CCPA). See our CCPA page for information on how to opt out.

6. Contact for Privacy Inquiries

If you have any questions, concerns, or requests regarding this Privacy Policy or how we handle your personal information, please contact us using the information below: